Sports

Beast Insurance?

University of South Carolina defensive end Jadeveon Clowney – a Heisman Trophy candidate and probable No. 1 overall draft pick – is looking to take out a $5 million insurance policy in the event he suffers a catastrophic injury during the 2013 season. Clowney, 20, was a unanimous All-American last…

University of South Carolina defensive end Jadeveon Clowney – a Heisman Trophy candidate and probable No. 1 overall draft pick – is looking to take out a $5 million insurance policy in the event he suffers a catastrophic injury during the 2013 season.

Clowney, 20, was a unanimous All-American last year – leading the nation in sacks and tackles for losses. The exclamation point on his season? “The Hit” – a bone-crushing blow against Michigan running back Vincent Smith in the 2013 Outback Bowl.

Were he eligible for the 2013 NFL draft Clowney would likely be selected first overall – which is worth millions of dollars in guaranteed bonus money.

That’s why a member of “Clowney’s camp” contacted a prominent sports insurance company – Coastal Advisors – recently in the hopes of securing a policy for Clowney, according to Alex Marvez of Fox Sports.

That makes sense …

Clowney is a once in a generation talent … the sort of player you see maybe twice in your life. In fact last August ESPN The Magazine compared him to Lawrence Taylor – arguably the greatest defensive player in the history of the game. We declared that comparison “a bit premature” at the time, but there’s no denying Clowney accelerated his already trajectory toward “LT” status last season.

In fact it is downright frightening to think about how good he’s going to be in 2013 … and beyond.

***

Pic: Travis Bell Photography

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14 comments

Smirks February 14, 2013 at 11:40 am

Insurance for catastrophic injuries he might inflict upon other players would probably be astronomical.

Reply
Smirks February 14, 2013 at 10:40 am

Insurance for catastrophic injuries he might inflict upon other players would probably be astronomical.

Reply
Squishy123 February 14, 2013 at 2:23 pm

I hope Clowney knows that he personally has to foot the bill for the premium, otherwise he’s not going to have to worry about playing this year.

Reply
Squishy123 February 14, 2013 at 1:23 pm

I hope Clowney knows that he personally has to foot the bill for the premium, otherwise he’s not going to have to worry about playing this year.

Reply
doobie do February 14, 2013 at 2:35 pm

so, who’s gonna pay the premium for this “policy?” If you think this boy – and he is still a boy has NOT signed with an agent already, you also believe that LOSER Holtz 33-37 was a great coach.

Reply
doobie do February 14, 2013 at 1:35 pm

so, who’s gonna pay the premium for this “policy?” If you think this boy – and he is still a boy has NOT signed with an agent already, you also believe that LOSER Holtz 33-37 was a great coach.

Reply
Moonie February 14, 2013 at 4:22 pm

I remember reading where a lot of these policies allow for minimum payments up front with large amounts deferred. The idea being the player pays the full premium when he makes the pros. The insurance company is taking most of the risk.

Reply
Moonie February 14, 2013 at 3:22 pm

I remember reading where a lot of these policies allow for minimum payments up front with large amounts deferred. The idea being the player pays the full premium when he makes the pros. The insurance company is taking most of the risk.

Reply
doobie do February 14, 2013 at 6:11 pm

Moonie, Even if it’s $250 a month – where’s he gonna get that? Did he get a summer job? You can’t work during the season. He likely signed with an agent a year or more ago. Don’t misunderstand me – I wish the boy well and if he amounts to something in life it will be because of his association with football. Nothing wrong with that. I played D1 ball some 35 years ago and perhaps – but I never saw it, I got some consieratino in hiring, etc. Of course, if I was any good, it might have different!

Reply
doobie do February 14, 2013 at 5:11 pm

Moonie, Even if it’s $250 a month – where’s he gonna get that? Did he get a summer job? You can’t work during the season. He likely signed with an agent a year or more ago. Don’t misunderstand me – I wish the boy well and if he amounts to something in life it will be because of his association with football. Nothing wrong with that. I played D1 ball some 35 years ago and perhaps – but I never saw it, I got some consieratino in hiring, etc. Of course, if I was any good, it might have different!

Reply
PalmettoCPA February 14, 2013 at 11:07 pm

Per NCAA rules, players are allowed to borrow money to pay the premium on these type of policies.

Reply
PalmettoCPA February 14, 2013 at 10:07 pm

Per NCAA rules, players are allowed to borrow money to pay the premium on these type of policies.

Reply
Jim Sweet February 15, 2013 at 11:41 am

This boy was sit out if he knows whats good for him. gonna be guning for those knees.

Reply
Jim Sweet February 15, 2013 at 10:41 am

This boy was sit out if he knows whats good for him. gonna be guning for those knees.

Reply

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